Why Become a Public Adjuster?

Public Adjuster jobs are a stable and lucrative career choice. The industry is resistant to inflation and economic depression because there will always be people who need to file property insurance claims. This is especially true in times of economic decline, when policyholders have less money on hand and are more likely to submit claims in order to recoup their losses and make needed repairs. 

According to a 2020 study by The Institutes Risk & Insurance Knowledge Group, “growing income inequality in the United States is fueling the spread of anti-corporate attitudes and generating feelings of anger that lead to changes in claiming behavior and expectations of higher levels of compensation” among insurance policyholder, giving Public Adjusters a strong appeal to consumers.

On top of that, with climate change bringing more frequent extreme weather events, the occurrence of property damage will continue to increase every year, impacting many policyholders and generating claims.

With so much opportunity, getting a job as a licensed Public Adjuster is a great career move. 

Get Paid to Help People

When a policyholder can’t repair or rebuild their home after it gets damaged, that cuts off their access to safety, shelter, the ability to build generational wealth. Not getting an appropriate claim settlement could cause the policyholder to drain their savings on repairs and, in extreme circumstances, where the asset is foreclosed on, lose their home and become homeless. 

The stakes are high. And YOU can make a difference for people. 

When you dive into a public adjusting career, you’re fighting on the front lines of property claim negotiations, advocating for policyholders and making sure they don’t get lowballed by their insurance company. The results speak for themselves — according to OPPAGA (the Florida Legislature’s Office of Program Policy Analysis & Government Accountability) with a Public Adjuster, the average insurance claim increases by an impressive 747%!

No Prior Experience Required

Whether you’re just starting out with your career or looking to launch into a second one after working in construction, roofing, or insurance, applying to Public Adjuster jobs may be a great fit for you. 

As a Public Adjuster, you get paid a fee based on a percentage of the final settlement amount. Fees may vary by state, but the higher the fee cap, the more you could earn. 

You get paid if and when you secure additional money for your client. This incentivizes you to fight to maximize claims for your clients, as written in the policy language, because your fees are tied to getting them a positive outcome on their claims.

Do you have what it takes to be a Public Adjuster?

• Ability to read dense, lengthy policy documents and extract the information your client needs
• State licensure in the state you’re in by passing an exam
• Other required documentation (identification/citizenship, fingerprinting and background check, if required)
• Outstanding moral character
• Commitment to aboveboard ethics
• Hustle and grit